Pre-Approval for Car Loan

LUCKY YOU

Congratulations you have good credit, all the more reason for you to let one of Paul's trained professionals negotiate on your behalf with multiple banks and credit unions to help you get the rate and payment your good credit deserves. We also welcome you to select a vehicle and use your own bank or credit Union.

ANY INCORRECT INFORMATION WILL RESULT IN NO-SCORE.
PLEASE VERIFY NAME, ADDRESS, CITY, STATE AND ZIP BEFORE CONTINUING.

What does my score mean?

Great Credit Score: Over 740

Congratulations, your score is an above-average credit score. Consumers in this range may experience an easy approval process when applying for new credit. Let Paul Blanco's licensed professionals help by negotiating on your behalf with multiple banks and credit unions to get you the best rate and payment.

Good Credit Score: 670 to 739

Having a credit score between 670 and 739 places a borrower near or slightly above the average of US consumers, as the national average Vantage Score is 673 and FICO is 695. While you still may get competitive interest rates, you are unlikely to command the ideal rate that a higher score may be able to achieve. Let Paul Blanco's licensed professionals help by negotiating on your behalf with multiple banks and credit unions to get you the best rate and payment.

Fair Credit Score: 580 to 669

Borrowers with credit scores in this range are thought to be in the 'fair' or 'average' category. You may have some dings on their credit history, but there are no major delinquencies. You are still likely to be extended credit by lenders, but the rates and down payment may be higher. Let Paul Blanco's licensed professionals help by negotiating on your behalf with multiple banks and credit unions to get you the best rate and payment.

Poor Credit Score: Under 580

If your score falls under 580 you are thought to have significantly damaged credit history. This may be a result of multiple defaults from several different lenders or as a result of a bankruptcy. In this case it is important to let Paul Blanco's licensed professionals help by negotiating on your behalf with multiple banks and credit unions to get you the best rate and payment.